Japanese Pricing Comparison Thumbnail

Goal: Create a bold Japanese YouTube/X thumbnail about subscription pricing being too expensive, using a dramatic comparison between a crossed-out high monthly fee and a cheaper monthly fee. Canvas: Vertical 3:4 thumbnail, 768×1024 style, optimized for mobile readability. Use a dark navy-to-deep-purple gradient background with a subtle spotlight glow behind the person. Keep all main text inside safe margins and make it extremely large, high-contrast, and legible. Layout: At the very top, place exactly 2 hanging price tags suspended by thin strings: left tag is red, tilted slightly, with the text {argument name="old price text" default="月15,000円"} in bold white and a thick white diagonal strike-through line; right tag is neon green, tilted slightly, glowing, with the text {argument name="new price text" default="月3,000円"} in bold white. Below the tags, center a huge white headline with black shadow: {argument name="headline text" default="その課金、まだ早い"}. Under the headline, add one bright yellow rectangular banner spanning nearly the full width, with bold black text: {argument name="subheadline text" default="月3,000円で足りる21の使い方"}. Subject details: In the lower half, show a realistic studio-cutout portrait of a smiling young Japanese woman with long black hair and bangs, wearing a beige knit sweater. She faces the camera, raises her left hand open toward the viewer in a clear “stop/wait” gesture, and holds a gold credit card in her right hand. Use natural skin tones, clean beauty lighting, and a crisp cutout edge. Decorative elements: Add exactly 3 small floating gold yen coins with embossed yen symbols: one on the left upper-middle area, one near the lower-left edge, and one on the right-middle area. Add exactly 2 white speech/chat bubbles with three dark dots: one on the left side near the raised hand and one on the right side near the headline/shoulder area. Do not add extra coins, bubbles, icons, logos, or watermarks. Visual style: High-impact Japanese social media thumbnail, glossy 3D accents, strong drop shadows, neon glow on the green tag, clean compositing, sharp typography, saturated colors, professional viral-cover design. Make the text accurate and not garbled.